Ralph has spent much of his working life studying to become one of the most professionally qualified individuals in the financial services industry.
He is a Chartered Financial Planner and was one of the first in the UK to obtain the ultimate financial services qualification, Fellowship status of the PFS (FPFS).
He also has a Pensions qualification achieving the ACII taking the Pensions Route, and is classed as a Pension Specialist by the FCA . He has an Investment Qualification the ACSI and is very proud to have attained a Tax Qualification ,the ATT (Fellow) through the Association of Taxation Technicians .
He was a Past President of the Association of Taxation Technicians, the largest tax compliance body in the UK having served 12 years on their Council and recalls this as an incredible experience and helped his understanding of the UK Tax System and how he can use this expertise to help clients and professional connections .
He loves to look after his clients who are a range of wealthy individual’s , or family business and also working with Accountants and Solicitors to help their clients in this complex world we live in .
His key strengths are in the area of Holistic Tax Planning, Estate and Pensions Planning .
Outside of work his priority is enjoying time with his beautiful family.
Ralphs interests and hobbies are varied he loves Boxing and his membership of the local Boxing Club , he is a season Ticket Holder of Manchester City and loves collecting Old British Bank Notes and Coins and investigating their history